True, but after survivorship for wife, best insurance for me and wife and taxes I will take home the same as I do now. So give me a real reason to stay and put up with the ****** that is going on and I'll stay. He^^ll in 4 years I'll get to draw social security and that will be another 1400 a month. No I don't get penalized for my pension I have over 30 years in ssn. So I doubt I will get bored. If I do I'll find me a do nothing job ON MY TERMS not theirs. I've worked a long time for this moment