If the Senate and House do not approve the payroll tax cut for 2012, then next year you will be paying 2% more in taxes than you do now. (The Senate has only approved a brief extension through February 2012) My point is that if Metro gives us a 3% raise and then raises insurance premiums only slightly, you will be making the same as you do now for the NEXT couple years. Just like you have made the same amount for the LAST couple years. Every time we get a raise it is taken away by some backdoor