Here's what you don't say and do ... 1) But we'll have to buy a car - that gets less than zero sympathy from the general public. 2) My car protects my neighborhood - ditto - for those folks that don't have a police car sitting in the driveway that just ticks 'em off. 3) Don't speed, run lights, etc. Stop for EVERYTHING, call it off on the radio, make sure that the folks know that you are offduty. CLAIM IT ON OT. 4) That the car was a benefit of the job, JUST LIKE HEALTH INSURANCE, and advertised