My friend nothing is free. Yes I have a take home car that I HAVE INSURANCE ON.!!! The city only covers so much then the officers have to buy additional insurance to cover the cost...Humm little know fact that you overlooked. Also over the past 19 years I have given up pay raises if you look back at the previos contacts the police have "taken one for the city" to the point that most of us have to work second jobs to feed our kids. So yes we deserve what we are offered and more. If EMS can't get