I COULD NOT MAKE A MEETING BECAUSE I WAS OUT OF TOWN. THE WAY IT WAS EXPLAINED TO ME WAS THE FOP INSURANCE PLAN HAD SOME CHANGES THAT COULD NOT BE DISCLOSED AT THE PRESENT TIME. IF THIS IS TRUE ARE WE FOOLISH ENOUGH TO VOTE IN A CONTRACT EVEN THOUGH WE DON'T KNOW THE CHANGES IN OUR INSURANCE. GUYS DO THE MATH. THIS IS A 0% RAISE FOR 3 YEARS. THE CITY OF LOUISVILLE CAN DO BETTER THAN THIS PLUS WE TOOK A ZERO LAST YEAR