Nobody did more to create the culture of instant gratification, wasteful consumption than the me-generation ex-hippie baby boomers. Look at the mess they have created since they took over running the country, including the 2 stock market crashes, soon the be a third any day. If you want someone to blame for all of the problems, then look at yourself and your generation. That's where we got Clinton, Bush Jr and Obama from and all of the people crashing the economy in corporate America.