Your FOP dues do not pay for screw ups. A large portion of your dues are paid to the National FOP Legal Defense Plan. Every Member has this coverage. It's like car insurance, gotta have it but hope you never need it. When a screw up makes a claim it goes to the claims adjuster (Sedgwick) and if the claim falls under covered actions then they provide a lawyer for the screw up just like they do for anybody else, like a non-screw up involved in a shooting for instance. The screw ups pay for their own