No car payment? If only that were so....there sits a marked car in my driveway right now. There also sit two other vehicles, because a large family won't fit in a Crown Vic. It also doesn't haul a boat to the lake, or an ATV to the woods. Nor will it take us out of town to visit family. What a retard. Maintenance is done on my own, for the most part...to save money, since my check isn't what I'd like it to be.