You can actually have more take home money by retiring instead of continuing to work. The only thing taken out of you retirement check is federal taxes. Look at you current check to see how much is taken out. It is like putting money back in your pocket. Another problem that is getting ready to take effect is the Obamacare taxes on Cadillac insurance plans, like the FOP plans. I don't know the exact percentage but that may get folks to leave also. If the City refuses the FOP plans in the next contract,